$0 Out-of-Pocket Windshield Replacement | AZ Insurance | Gryath Glass
Zero Out of Pocket

$0 Out-of-Pocket Windshield Replacement with Arizona Insurance

Arizona law says your insurance must cover your windshield replacement with no deductible. We handle the entire claim for you. You pay nothing and get premium quality glass.

Zero Deductible
5-Star Rated
All Insurers Accepted
(602) 410-0605

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$0 Out of PocketWe Handle InsurancePremium Glass

Verify Your Coverage

$0 Out of PocketWe Handle InsurancePremium Glass

$0 Deductible
All Major Insurers
Premium Materials
Mobile Service
5-Star Reviews

Arizona Law (ARS 20-264) Requires $0 Deductible on Windshield Replacement

If you have comprehensive auto insurance in Arizona, your insurer must cover the full cost of your windshield replacement. No deductible. No out-of-pocket cost.

Arizona's Zero-Deductible Law

How Your Insurance Covers Your Windshield

Arizona is one of the few states in the country with a zero-deductible glass law. If you carry comprehensive coverage on your auto insurance policy, your insurance company is required by law to replace your windshield at no cost to you. This is not a special deal or a promotion. It is the law.

At Gryath Glass, we handle the entire insurance process for you. We verify your coverage, file the claim, and bill your insurance directly. You never have to call your insurance company or fill out any claim forms yourself.

  • 1
    You contact us with your vehicle information and insurance details. You can call, text, or fill out the form on this page.
  • 2
    We verify your coverage and confirm that your policy includes comprehensive glass. Most Arizona policies do.
  • 3
    We file the claim for you and handle all the paperwork directly with your insurance company. You do not have to make any calls.
  • 4
    We replace your windshield at your location using premium materials. You pay $0 and drive away safely.
Windshield with specialty sensor being prepared for installation

Premium Glass on Every Job

We use high-quality OEM and top-tier aftermarket glass. Your insurance covers the full cost, so there is no reason to settle for less.

Buyer Beware

The Truth About "Cash Back" Windshield Offers

You have probably seen ads from other shops offering $100, $200, or even $275 cash back when you replace your windshield. Here is what they are not telling you.

Shops That Offer "Cash Back"

  • They use the cheapest glass and adhesive available to keep their costs low
  • Cheap adhesive can take 4 to 6 hours to cure safely
  • Rushed installs by workers who are paid per job, not per hour
  • The "cash back" comes out of the money that should go toward quality materials
  • Higher risk of leaks, wind noise, and improper seals
  • Your safety is being traded for a quick payout

Gryath Glass

  • We invest in premium Sika Ultimate adhesive with a 30-minute safe drive-away time
  • High-quality OEM or top-tier aftermarket glass on every job
  • Certified technicians who take their time to do the job right
  • No gimmicks. Every dollar goes toward your safety and quality
  • Proper seals that prevent leaks and wind noise
  • Your safety is our top priority on every single job
Ivan Hernandez applying Sika Ultimate adhesive to a windshield
Premium Materials

Sika Ultimate Adhesive on Every Job

We use Sika Ultimate, the industry's top adhesive, on every windshield we install. It bonds faster and stronger than standard products, giving you a safe drive-away time of just 30 minutes. Cheaper adhesives used by cash-back shops can take 4 to 6 hours to cure safely.

Your insurance covers the full cost, so there is no reason to settle for a shop that cuts corners on materials.

The Gryath Difference

Why Choose Gryath for Your Insurance Replacement

We are an insurance-approved auto glass shop that puts quality and safety first. Here is what you get when you choose us.

We Handle Everything

From verifying your coverage to filing the claim and billing your insurer, we take care of the entire process. You do not have to make a single call to your insurance company.

Premium Materials Only

We use Sika Ultimate adhesive and high-quality glass on every job. No cheap shortcuts. Your windshield is a safety feature, and we treat it that way.

Mobile Service to You

We come to your home, office, or wherever you are in the Phoenix metro area. No need to drive to a shop or wait in a lobby. We bring the shop to you.

Simple Process

How Your $0 Replacement Works

Getting your windshield replaced for free with your Arizona insurance is fast and easy. Here is the step-by-step process.

1

Contact Us

Call or fill out the form with your vehicle and insurance details. We will check your coverage right away.

2

We Verify & File

We confirm your comprehensive coverage and file the claim directly with your insurance company. No work on your end.

3

We Come to You

Our mobile technician arrives at your location and replaces your windshield with premium glass and Sika Ultimate adhesive.

4

Drive Away for $0

Your windshield is replaced, your claim is filed, and you pay nothing. Safe to drive in just 30 minutes.

Mobile Convenience

We Come to You, Fully Equipped

Our mobile units carry everything needed for a complete windshield replacement. No need to drive to a shop or sit in a waiting room. We handle the entire job at your home, office, or wherever you are in the Phoenix metro area.

Your insurance covers the full cost, and we come to you. It does not get easier than that.

Gryath Glass worker carrying a windshield from the work truck
Meet the Team

A Local Team You Can Trust

Gryath Glass is owned and operated by Ivan and Ariana Hernandez right here in Phoenix. We are not a big chain. We are your neighbors, and we treat every customer like family.

Ivan, Ariana, and Cynthia standing in front of a Gryath Glass truck The full Gryath Glass team standing in front of the Gryath Glass truck
Customer Reviews

What Our Customers Say

Close-up of the Gryath Glass branded truck

Proudly Serving the Phoenix Metro Area

Look for our branded trucks across Phoenix, Scottsdale, Tempe, Mesa, Chandler, Gilbert, and beyond.

Ready to Get Your Windshield Replaced for $0?

Fill out the form and a Gryath Glass team member will verify your insurance coverage and schedule your mobile replacement. We handle everything so you do not have to.

  • $0 out of pocket with AZ comprehensive insurance
  • We handle the entire insurance claim
  • Premium Sika Ultimate adhesive
  • Mobile service to your home or office
  • All major insurance companies accepted
Call (602) 410-0605

Verify Your Coverage

$0 Out of PocketWe Handle InsurancePremium Glass

Common Questions

Insurance & Zero Deductible FAQs

Will my insurance rates go up if I file a glass claim?

No. In Arizona, a comprehensive glass claim is not considered an at-fault claim. It does not count against your driving record and should not increase your insurance premiums.

What insurance companies do you work with?

We work with all major insurance companies, including State Farm, GEICO, Progressive, Allstate, USAA, Farmers, and many more. If you have comprehensive coverage in Arizona, we can handle your claim.

How do I know if I have comprehensive coverage?

Comprehensive coverage is an optional add-on to your auto insurance policy. Most Arizona drivers carry it. If you are not sure, just give us a call or fill out the form and we will verify your coverage for you in minutes.

What is ARS 20-264?

ARS 20-264 is an Arizona state law that requires insurance companies to waive the deductible for windshield repair and replacement when the policyholder has comprehensive coverage. This means you pay $0 out of pocket for your new windshield.

Why should I avoid "cash back" windshield offers?

Cash-back offers sound great, but the money has to come from somewhere. Shops that offer cash back typically use the cheapest glass and adhesive available to keep their margins. This means your windshield may not seal properly, could leak, and may take much longer to cure safely. Your windshield is a critical safety feature, and it is not worth risking for a quick payout.

Your Insurance Covers It. Get Premium Quality for $0.

Stop putting off your windshield replacement. Arizona law has you covered. Let Gryath handle everything.

(602) 410-0605